Exbito Crypto Exchange Review: EXMO vs BitoPro Explained

There’s no such thing as "Exbito" as a cryptocurrency exchange. If you searched for it, you’re not alone. Many people mix up the name with EXMO and BitoPro-two completely different platforms with similar-sounding names. This isn’t just a typo. It’s a common confusion that leads people to the wrong site, sometimes with risky results. So let’s clear this up once and for all.

What’s Really Behind the "Exbito" Confusion?

You probably typed "Exbito" because you heard it from a friend, saw it in a forum, or clicked a misleading ad. But the name doesn’t exist as a real exchange. Instead, you’re likely looking for either EXMO (a global crypto exchange serving over 1 million users, with support for Visa/Mastercard purchases and up to 5% APY on BTC and ETH) or BitoPro (a Taiwan-focused exchange with local compliance, 8.5% APR on BitoDebt, and integration with FamilyMart’s loyalty points).

Then there’s PayBitoPro-not an exchange at all, but a white-label software provider that helps companies build their own crypto platforms. And don’t confuse it with BITO, the Bitcoin ETF traded on U.S. stock markets. All four names sound alike. All four do completely different things.

Here’s the simple truth: if you want to buy Bitcoin with your credit card from Ireland, EXMO is your best bet. If you’re in Taiwan and want to swap your FamilyMart points for crypto, BitoPro is built for that. Neither is "Exbito." And if you’re using the wrong site, you might be missing out on features-or worse, exposing yourself to risk.

EXMO: The Global Player With Simple Tools

EXMO operates as a straightforward, no-frills exchange for users outside Asia. It’s not on the top 20 list by volume like Binance or Coinbase, but it has a solid user base-over 1 million traders, according to its own data. That’s not small, but it’s also not massive. What makes it stand out?

• You can buy crypto directly with Visa or Mastercard-no bank transfer delays.
• It offers up to 5% annual interest on Bitcoin and Ethereum holdings. That’s better than most savings accounts.
• The mobile app has a dark mode, minimal design, and grid layouts that make trading feel clean and fast.
• It supports API trading for more advanced users and has a referral program that pays out in crypto.

But here’s the catch: EXMO calls itself a "regulated crypto exchange," but it never says where it’s regulated. That’s a red flag. In crypto, regulation isn’t a buzzword-it’s your safety net. If a platform doesn’t name its regulator (like the FCA in the UK or FINMA in Switzerland), you’re trusting them on faith alone.

There are no independent reviews of EXMO on Trustpilot or Reddit. No deep dives from CoinDesk or Messari. That doesn’t mean it’s a scam-but it does mean you’re flying blind. If you’re in Europe or the U.S., and you want a simple way to buy crypto and earn interest, EXMO works. Just don’t leave large sums there long-term. Use it as a bridge, not a vault.

BitoPro: Built for Taiwan, Not the World

If you’re in Taiwan, BitoPro isn’t just another exchange-it’s one of the few that plays by local rules. It completed Taiwan’s VASP AML Registration, which means it’s legally required to verify your identity and report suspicious activity. That’s a good thing. It’s the difference between a platform that ignores regulations and one that’s built to last.

• You can start trading with as little as TWD 100 (about $3.30 USD).
• The "Quick Order" feature lets you buy or sell crypto in under 3 seconds. No waiting for order matching.
• BitoDebt offers 8.5% APR on certain crypto investments-higher than EXMO’s 5%.
• It lets you swap FamilyMart loyalty points for crypto. That’s unique. No other exchange in the world does this.

FamilyMart has over 3,500 stores in Taiwan. If you’re a regular customer, you’re already accumulating points. BitoPro turns those points into crypto. That’s not just convenient-it’s smart. It’s a way to get people who’ve never touched Bitcoin to start using it without needing a bank account.

BitoPro also claims an "AAA Security Rating," but again, it doesn’t say who gave it. No public audit reports. No third-party verification. That’s a weakness. But for users in Taiwan, the regulatory compliance and local features outweigh that risk. If you’re outside Taiwan, BitoPro’s interface is still usable, but you’ll be stuck paying in TWD, and you won’t benefit from the FamilyMart integration. It’s like buying a car designed for snow-fine if you live in Canada, useless in Dubai.

PayBitoPro and BITO: What They Actually Are

PayBitoPro isn’t an exchange. It’s a tech company that sells the software other businesses use to launch their own crypto platforms. Think of it like Shopify for crypto exchanges. If you’re a startup and want to build your own exchange, PayBitoPro gives you the backend, KYC tools, and mobile apps. But if you’re just trying to buy Bitcoin, you don’t need it. Don’t confuse it with BitoPro.

And BITO? That’s a Bitcoin ETF. It’s not even a crypto platform. It’s a stock fund traded on the NYSE. You buy shares of BITO like you’d buy Apple stock. It tracks Bitcoin’s price, but you don’t own Bitcoin. You own a financial product that mirrors it. If you’re looking to hold actual crypto, BITO isn’t the answer.

Which One Should You Use?

Here’s the decision tree:

• Are you in Taiwan? → Use BitoPro. The local features, low entry point, and regulatory compliance make it the safest and most useful option.
• Are you in Europe, North America, or elsewhere? → Use EXMO. It’s easy to sign up, supports credit cards, and offers decent interest rates.
• Do you want to earn interest? → EXMO gives you 5% on BTC/ETH. BitoPro gives you 8.5% on BitoDebt-but only if you’re okay with locking up your assets.
• Do you need regulation you can verify? → Neither platform names its regulator clearly. That’s a problem. Consider using a more transparent exchange like Kraken or Coinbase if security is your top priority.

Neither EXMO nor BitoPro is perfect. But both are functional for their target audiences. The biggest risk isn’t the platform-it’s confusion. If you think "Exbito" is a real exchange, you might end up on a phishing site. Always double-check the URL. EXMO.com. BitoPro.com. Not Exbito.com. There’s no such thing.

What You Should Know Before Signing Up

- Never use a third-party link. Type the URL yourself. Google searches can lead to fake sites.

Enable 2FA. Both platforms support Google Authenticator or Authy. Turn it on immediately.

Start small. Test the platform with $10 before depositing more.

Don’t trust testimonials on the website. The ones for BitoPro mention "PayBitoPro"-a clear sign they’re copied from the wrong place.

Withdraw to your own wallet. Keeping crypto on an exchange is like keeping cash in a hotel safe. It’s fine for short-term use, but not for long-term holding.

There’s no "best" crypto exchange. There’s only the best one for you. If you’re in Taiwan, BitoPro wins. If you’re anywhere else, EXMO is the only realistic option among the two. But if you want full transparency, strong regulation, and verified security, look beyond both.

Alternatives to Consider

If you’re not tied to EXMO or BitoPro, here are three better-known options:

• Kraken - Based in the U.S., regulated by FinCEN, offers 24/7 support, and has full audit reports.
• Coinbase - Publicly traded, FCA-regulated in the UK, easy for beginners, and insured custodial wallets.
• Bybit - Popular for trading, offers up to 10% APY on stablecoins, and has a strong mobile app.

These platforms have independent reviews, public audits, and clear regulatory status. They cost more in fees sometimes, but you’re paying for trust-not guesswork.

If you’re still unsure, start with a small deposit on EXMO or BitoPro-just to test the interface and speed. But don’t store large amounts. Move your crypto to a hardware wallet like Ledger or Trezor as soon as you can. Your coins are only as safe as the platform you trust them to. And in crypto, trust should be earned-not assumed.